Archive for the ‘mortgage’ Category

Bad Credit Remortgage

A Bad Credit Remortgage is a remortgage where the applicants have some form of Bad Credit or Adverse credit registered against them. These types of remortgage have also been called Adverse, Sub prime or non status remortgages.
Bad Credit/Adverse can mean a variety of problems, such as CCJ\’s (County Court Judgments) or defaults. It can also [...]

Help for homebuyers; help for the mortgage market

Announced on 2 September, the Government’s year-long suspension of stamp duty on properties costing £175,000 or less could help some homebuyers - and perhaps the mortgage market as a whole. Previously, stamp duty had been charged every time someone bought a house worth more than £125,000.
However, the real problem in the housing market is mortgages, [...]

Mortgages: Understanding The Confusion

Mortgages have never been easy to work out for the average homebuyer. With so many different types of mortgage available and at so many different rates and periods, it’s often been difficult to decide which mortgage is best.Recent months have seen the mortgage market in the UK exist in an almost constant state of flux; [...]

Tips for remortgaging in a credit crunch

Guest Article by Melanie Taylor of Mortgage Company Think Money
In the midst of the credit crunch, remortgaging can be a stressful experience for homeowners. The best interest rates are often only available if you are willing to pay a mortgage arrangement fee – and those on variable-rate mortgages can soon find their mortgage payments getting [...]